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Flood insurance in Boca Raton, FL, From Cronin Insurance Agency, an independent agency
4.9458 reviews of Cronin Insurance Agency
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Quick answer
Flood insurance from Cronin Insurance Agency
Cronin Insurance Agency is an independent agency that writes flood insurance in Boca Raton, FL, comparing Neptune, Wright and NGM. Separate flood coverage for Florida homeowners through NFIP and private market options. Policies typically cover building / structure, personal contents, storm surge and overflow & ponding.
- Companies
- Neptune, Wright, NGM
- Typically covers
- Building / Structure, Personal Contents, Storm Surge, Overflow & Ponding, Additional Living Expenses, Debris Removal & Cleanup
- Good fit for
- Florida homeowners
- Quote turnaround
- Most quotes back auto quotes in about 5 minutes; home, flood, umbrella, boat, and motorcycle quotes typically within 24 hours; contact form responses within one business day
- Serving
- Boca Raton, South Florida and Florida
Getting a quote
How to get a flood insurance quote
How it works
- 1Select a coverage line or contact the agency.
- 2Complete the quote form tailored to that product.
- 3A local agent compares multiple carriers and follows up with options.
What to have ready
- For car: vehicle information, driving history, and current coverage.
- For home: address, year built, square footage, roof age and type, and current coverage details.
- For boat: year, make, model, length, hull type, engine details, value, storage, usage, owner experience, and trailer information if applicable.
- For umbrella: details about home, auto, and other underlying policies and coverage limits.
No Social Security number needed to start.
FAQ
Flood insurance questions
How much does flood insurance cost in Boca Raton?
It depends on what you're insuring, your coverage limits and deductible, and your history. Cronin Insurance Agency compares 50 carriers so you see real prices side by side. A quote takes about 2 minutes and doesn't need your Social Security number.
Which companies write flood insurance through Cronin Insurance Agency?
Neptune, Wright and NGM.
Is flood insurance included in my home insurance?
No. Flood insurance is never included in a standard homeowners policy and must be purchased separately through the NFIP or a private flood insurer.
Do I need flood insurance if I'm not in a flood zone?
Yes. The agency strongly recommends it regardless of flood zone because over 25% of flood claims come from properties outside high-risk zones.
How much does flood insurance cost in Florida?
The page says NFIP policies average around $786/year in Florida, while private flood insurance averages around $1,479/year, though rates vary significantly.
Is flood insurance required in Florida?
It is required by federal law if a home is in a high-risk flood zone and has a federally backed mortgage.
Also available
More coverage from Cronin Insurance Agency
Reviews
Cronin Insurance Agency reviews
Who we are
About Cronin Insurance Agency
Independent insurance agency serving Boca Raton and all of Florida. The agency shops multiple carriers for home, auto, flood, umbrella, boat, business, and other specialty coverage, emphasizing low rates, choice of companies, and personal advice from local agents.
Recognition
- Member of
- Trusted Choice®, Independent Insurance Agents & Brokers of America, Inc., BBB
- Licensed in
- FL
- Legal name
- Cronin Financial Corporation
Ratings across sites
| GatherUp | 4.9(458) |
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