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APPA Insurance, Independent insurance agency in Paintsville, KY
Since 1995 · Licensed in KY, TN, WV
APPA Insurance is an independent insurance agency servicing Kentucky, Tennessee, and West Virginia. The agency shops and compares insurance options on clients' behalf to find a combination of cost and coverage for personal, commercial, and specialty insurance needs.
Most quotes back 90% of insurance quotes are complete within 24 hours or less
Contact info
Location & business hours
What do you need covered?

Hi, I'm Chase, Agency Principal of APPA Insurance. A licensed agent on my team reviews every quote — usually 90% of insurance quotes are complete within 24 hours or less. Meet Chase →
Quick answer
APPA Insurance at a glance
APPA Insurance is an independent insurance agency in Paintsville, KY, founded in 1995. It compares 12 carriers including Progressive, Grange and Nationwide for personal, commercial, specialty and more.
- Founded
- 1995 · 31 years in business
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 12 — Progressive, Grange, Nationwide, …
- Coverage
- 25 lines — personal, commercial, specialty, auto, homeowners, …
- Licensed in
- KY, TN, WV
- Serving
- Kentucky, Tennessee and West Virginia
Getting a quote
How to get a quote from APPA Insurance
How it works
- 1Enter basic information to get started
- 2Choose quote type or complete the quote form
- 3The team takes it from there
What to have ready
- Primary insured name
- Email address
- Mobile phone number
- Physical address
- Driver's license number for auto quotes
- Birth date
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Paintsville, KY
Personal
- PersonalPersonal insurance for home, auto, renters, boat, and flood.
- SpecialtyCoverage for needs such as unoccupied or vacant properties that do not fit standard carrier programs.
- Auto
- Homeowners
- Landlord Policy
- Boat/ATV/Camper/RV
- Umbrella
- Group Insurance Benefits
- DroneProtects against third-party bodily injury or property damage while operating a drone and can add protection for the drone itself.
- Life
- RentersMentioned as a personal insurance offering.
- FloodMentioned as a personal insurance offering.
- BoatMentioned as a personal insurance offering.
Business
- Businesses we insure
- Contractors, Restaurants, Lawyers, Real estate professionals, Loan officers
- Carriers
- Progressive, Grange, Nationwide, Travelers, Aegis, Inland Mutual, State Auto, Allstate, Liberty Mutual, American Modern, KY Fair Plan, KEMI
Already a customer?
APPA Insurance customer service
Report a claim
Call your insurance company's claims line — open 24/7. APPA Insurance will help you follow up.
After hours: If you have an emergency claim, the site recommends contacting your carrier directly.
- Make a payment
- Use the Billing & Claims page or carrier website to manage your account and pay premiums directly.Progressive·Grange·Nationwide·Travelers·Aegis·Inland Mutual·State Auto·Allstate·Liberty Mutual·American Modern·KY Fair Plan·KEMI
- Change a policy
- Use the policy change form to update information on your policy or request a change in coverages.(606)-887-1440
- Certificates
- Request a certificate of insurance using the certificate request form at https://form.jotform.com/appainsuranceky/certificate-of-insurance-request.
- ID cards
- Text 606-887-1440 to get an ID card in seconds any day or time, or use the client portal/request options on the site.
- Coverage review
- Client portal
- Sign in to your account →
Our team
APPA Insurance agents
FAQ
APPA Insurance FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. APPA Insurance compares 12 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from APPA Insurance. Any fee on a specific policy is shown to you before you buy.
Is APPA Insurance independent?
Yes. APPA Insurance is an independent insurance agency, so it isn't tied to one company and can quote 12 carriers.
How do I get a quote?
Use the chat on this page, call (606)-887-1440 or visit the office at 789 N US HWY 23, Paintsville, KY 41240. It takes about 2 minutes and you don't need your Social Security number. Most quotes come back 90% of insurance quotes are complete within 24 hours or less.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". APPA Insurance can help you follow up at (606)-887-1440.
Who we are
About APPA Insurance
Recognition
- Licensed in
- KY, TN, WV