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Boring Insurance Agency, Independent insurance agency in Los Angeles, CA
License #CA #6011822 · Licensed in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
5.0Boring Insurance Agency is an independent commercial insurance agency with offices in Los Angeles and Dallas, licensed in all 50 states and the District of Columbia. The agency emphasizes reading contracts, shopping multiple carriers, handling compliance and certificates, and focusing primarily on commercial insurance.
Most quotes back same business day response from a licensed human
Contact info
Location & business hours
What do you need covered?
Hi, I'm Kevin, Founder | Principal Agent of Boring Insurance Agency. A licensed agent on my team reviews every quote — usually same business day response from a licensed human. Meet Kevin →
Quick answer
Boring Insurance Agency at a glance
Boring Insurance Agency is an independent insurance agency in Los Angeles, CA. It compares 32 carriers including The Hartford, Travelers and NEXT Insurance for general liability, workers compensation, commercial auto and more.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 32 — The Hartford, Travelers, NEXT Insurance, …
- Coverage
- 55 lines — general liability, workers compensation, commercial auto, hired & non-owned auto, commercial property, …
- License
- #CA #6011822
- Licensed in
- AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
- Serving
- All 50 states and District of Columbia
Getting a quote
How to get a quote from Boring Insurance Agency
How it works
- 1Tell the agency the situation using the quote/contact form or call/text (626) 344-2158.
- 2A licensed human replies the same business day.
- 3The agency collects information about what the business does, how it operates, who works there and what contracts require.
- 4The agency completes carrier applications for the client or fills them in with the client.
- 5The agency markets the account to several carriers at once and negotiates classifications, limits and endorsements.
What to have ready
- Business name
- Your name
- Phone
- Description of how they can help
- Policy paperwork or renewal notice if available
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Los Angeles, CA
Personal
- Group healthEmployer-sponsored medical coverage for a small or mid-sized group, marketed to carriers each year rather than renewed by default.
- Stand-alone abuse & molestationA stand-alone sexual abuse and molestation policy usually written by non-admitted carriers.
- Production packageA single renewable policy covering every production a company shoots in the year.
- CastPays the cost of shutting down, recasting or reshooting when a scheduled principal cannot perform.
- Props, sets & wardrobePhysical loss of sets, props, costumes and rented valuable items for a shoot.
- Event liabilityGeneral liability for a single event or a season of them.
- Prize indemnityPays the prize when somebody actually wins it.
- Participant accidentPays the medical costs of a participant injured while taking part.
- Active assailantCovers costs following a violent attack at a premises or event.
- Tenant user liabilityA program that lets a venue sell short-term liability coverage to people hiring it.
- Event cancellationReimburses committed costs of an event that cannot go ahead for a covered reason.
- Non-appearanceResponds when a specific named artist cannot perform.
- Negative film & faulty stockCovers reshoot costs when footage itself is lost or unusable.
- Third party property damageDamage to property in your care while you are shooting on it.
- Stunts & pyrotechnicsCoverage for productions running stunt work, vehicle action or pyrotechnics.
- Animal mortality & injuryDeath, illness or injury to animals working on a production.
- Key person & buy-sell fundingProvides money if an owner or irreplaceable employee dies to keep the business running and fund a buy-sell agreement.
- Sexual abuse & molestationCovers allegations of abuse by staff or volunteers.
- Home and autoThe agency also writes home and auto, usually cheaper alongside the business policy than apart from it.
Business
- General liabilityThird-party bodily injury and property damage. It is the line nearly every contract names by default.
- Workers compensationRequired in almost every state the moment you have employees. Priced on payroll and class code.
- Commercial autoVehicles the business owns and the people who drive them for work.
- Hired & non-owned autoCovers vehicles the business does not own but its people drive on the job, such as rentals and employees’ own cars.
- Commercial propertyBuildings and contents, valued at what it costs to rebuild today rather than what you paid.
- Business owners policyGeneral liability and property packaged together.
- Umbrella & excess liabilityExtra limit stacked above general liability, auto and employers liability.
- Business incomeReplaces profit and pays ongoing bills while a covered loss keeps the business closed.
- Inland marine & equipmentTools, equipment and property in transit.
- Contractors errors & omissionsCovers faulty workmanship and professional mistakes.
- Contractors pollution liabilityBodily injury, property damage and clean-up caused by a pollutant your work released.
- Surety bondsLicense, bid and performance bonds. A bond guarantees you will finish the job and protects the other party, not you.
- Builders riskCovers a structure while it is going up, and ends at completion.
- PEO workers compPlaces workers compensation inside a co-employment arrangement with a professional employer organization.
- Trucking auto liabilityPrimary liability coverage FMCSA requires before authority goes active.
- Truckers general liabilityGeneral liability written for a motor carrier.
- Motor truck cargoCovers the freight while you are hauling it.
- Auto physical damageDamage to your own tractor and trailer.
- Trucking workers compWorkers compensation for truck drivers.
- Non-trucking liabilityCovers the tractor when it is being driven outside dispatch.
- Trailer interchangeDamage to a trailer you are pulling but do not own while it is in your possession under a written interchange agreement.
- Occupational accidentMedical and disability coverage for owner-operators and contract drivers outside workers compensation.
- GaragekeepersCustomer vehicles in your care, custody and control.
- Completion bondA guarantee to the financier that a picture will be delivered on schedule and on budget.
- Media errors & omissionsCovers claims arising from the content itself such as copyright, trademark, defamation and rights clearance.
- Media liabilityCovers claims arising from what you publish on an annual policy for creators, podcasters, publishers and authors.
- Professional liabilityCovers the advice, the drawing, the diagnosis.
- CyberBreach response, ransomware, notification costs and card-brand assessments.
- Cyber & tech E&OCombines breach response and technology errors and omissions.
- Directors & officersProtects the personal assets of people running the company when sued over a management decision.
- Employment practices liabilityCovers wrongful termination, discrimination and harassment claims brought by employees.
- Crime & employee dishonestyCovers theft by staff, funds transfer fraud, and dishonesty bond exposures.
- Liquor liabilityCoverage for what happens after alcohol is served.
- Equipment breakdown & spoilageCovers mechanical or electrical breakdown and spoiled stock.
- Food contaminationPays for destroyed stock, deep clean, lost income and publicity after contamination or closure.
- Assault & batteryCoverage for injuries arising from fights and similar intentional acts often excluded by general liability.
- Businesses we insure
- Film & entertainment, Property owners & landlords, Construction & trade contractors, Food service, bars & restaurants, Trucking & transportation, Manufacturing, Professional services, Technology & life sciences, Salons, spas & personal care, Fitness & recreation, Real estate professionals, Hospitality & lodging, Auto services & dealers, Home health & care services, Medical, dental & veterinary, Retail & e-commerce, Janitorial & cleaning, Nonprofits, schools & HOAs, Farms, ranches & vineyards, Events & attractions, Dealers, marinas & franchises, Cannabis & hemp, IT staffing & recruiting, CPAs and accounting practices, HOAs & condo associations, DJs and mobile entertainers, Bars
- Carriers
- The Hartford (technology, managed services, technology e&o), Travelers (contractor packages, workers compensation, middle market accounts), NEXT Insurance (small contractors), Hiscox (professional liability, small professional services), biBerk (workers compensation, home health), Progressive Commercial (commercial auto, new authorities, non-emergency medical transport), Coterie Insurance, Beazley (home health, allied health), GEICO Commercial (commercial auto, small fleets, owner-operators), Chubb, AmTrust Financial (workers compensation), Pie Insurance (workers compensation, home health agencies, film and video production), Nationwide (surety), Liberty Mutual, Berkshire Hathaway Homestate (commercial auto, workers compensation), CoverWhale (commercial auto, trucking), Simply Business, Thimble (on-demand liability), CNA (professional, healthcare classes), Mesa Underwriters, CM&F Group (healthcare professional liability, nurses, home health agencies), Zurich (entertainment business, film, video production), Lucky Truck (motor carriers), Canal Insurance (trucking), Lancer Insurance (passenger transportation, charter buses, school buses), Nirvana (trucking), National Indemnity (new ventures, public auto), Northland (trucking), Spinnaker (trucking), Accredited Specialty (program business, trucking), Occidental Fire & Casualty (trucking), Great West Casualty (trucking)
Already a customer?
Boring Insurance Agency customer service
- Change a policy
- Existing clients can request policy changes at https://boring.insure/service/policy-change. Ana Belen Davila Lazo and the client services team handle policy changes. The agency asks clients to use the service team rather than starting a quote because it is faster.(626) 344-2158
- Certificates
- Existing clients can request certificates at https://boring.insure/service/certificate. Usually same business day, often within the hour if the policy is already in force. The agency asks for the certificate holder’s exact name and address plus contract requirements, including additional insured or waiver of subrogation if needed.
- ID cards
- Existing clients can request ID cards at https://boring.insure/service/id-card. The service team handles ID cards, including for a vehicle, a driver, or a roadside inspection.
- Coverage review
- Clients can send a declarations page or current policy for review at https://boring.insure/tools/policy-review. A licensed agent reads it and replies the same business day with what is missing, redundant or should be left alone.
- Your service team
- Justine Elgner, Commercial Lines Account Manager
- Valerie Gorman, Commercial Lines Account Manager
- Ana Belen Davila Lazo, Client Services Associate
Reviews
Boring Insurance Agency reviews
Customers mention fast same-day responses and strong communication., competitive pricing and premium savings., the agency shops rates and markets policies at renewal., strong help with compliance, certificates and hard-to-place policies., explanations in plain english that make coverage easier to understand. and reliable service for small business clients across the country..
Our team
Boring Insurance Agency agents
- Kevin KelseyFounder | Principal Agent · Film & entertainment, Professional liabilityProfile →
Joe GormanCo-Founder | President of Commercial Lines · Construction, LandscapingProfile →
Lori Adams, TRSCommercial Trucking Insurance Advisor · Trucking, TransportationProfile →
Brian VictoresCommercial Insurance Advisor · Contractors, Small commercialProfile →
Visit us
Boring Insurance Agency offices
- Los AngelesUS Bank Tower633 W 5th St, 26th Fl, Los Angeles, CA 90071Directions →
- DallasRepublic Center325 N Saint Paul St, Suite 3100, Dallas, TX 75201Directions →
FAQ
Boring Insurance Agency FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Boring Insurance Agency compares 32 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Boring Insurance Agency. Any fee on a specific policy is shown to you before you buy.
Is Boring Insurance Agency independent?
Yes. Boring Insurance Agency is an independent insurance agency, so it isn't tied to one company and can quote 32 carriers.
How do I get a quote?
Use the chat on this page, call (626) 344-2158 or visit the office at US Bank Tower633 W 5th St, 26th Fl, Los Angeles, CA 90071. It takes about 2 minutes and you don't need your Social Security number. Most quotes come back same business day response from a licensed human.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Boring Insurance Agency can help you follow up at (626) 344-2158.
How fast can I get a certificate of insurance?
Usually the same business day, and often within the hour, if the policy is already in force with the agency. Send the certificate holder’s exact name and address and the contract requirements, including any additional insured endorsement or waiver of subrogation.
Why is the agency called Boring?
Because insurance is boring, and the agency’s value is reading contracts, checking endorsements and catching renewals carefully so nothing exciting happens to your insurance.
My renewal went up. Can you actually beat it?
Sometimes. The agency remarkets the risk across its carriers and shows what comes back, including when the current policy is already the best price available.
What coverage does my contract actually require?
Send the agreement and the agency will read it. Most commercial contracts specify general liability and workers compensation, and often commercial auto, additional insured, waiver of subrogation, and primary and non-contributory wording.
What states are you licensed in?
All fifty states, plus the District of Columbia.
What does commercial insurance cost?
It depends on class code, payroll or revenue, limits and loss history. The agency says class code misclassification and higher-than-needed limits are common reasons businesses overpay.
Who we are
About Boring Insurance Agency
Recognition
- Member of
- Smart Choice, SmartChoice Leadership Agent Club, IATSE Local 700
- Licensed in
- AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
Ratings across sites
| 5.0 |