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Culnan Insurance Agency LLC, Independent insurance agency in Troy, NY
Licensed in NY
Culnan Insurance Agency, LLC is an independent insurance agency offering a comprehensive suite of insurance solutions, including personal insurance, business insurance, and surety bonds. The agency serves the Capital District Area with offices in Troy, NY and Hoosick Falls, NY and focuses on quality protection and competitive rates.
Contact info
Location & business hours
We shopAdirondack Insurance ExchangeAssurant Flood SolutionsCNA SuretyCommunity Mutual Insurance CompanyDryden Mutual Insurance Company+18 more
What do you need covered?
Hi, I'm Sean, owner of Culnan Insurance Agency LLC. A licensed agent on my team reviews every quote. Meet Sean →
Quick answer
Culnan Insurance Agency LLC at a glance
Updated
Culnan Insurance Agency LLC is an independent insurance agency in Troy, NY. It compares 23 carriers including Adirondack Insurance Exchange, Assurant Flood Solutions and CNA Surety for personal, home, auto and more.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 23 — Adirondack Insurance Exchange, Assurant Flood Solutions, CNA Surety, …
- Coverage
- 41 lines — personal, home, auto, umbrella, classic car, …
- Licensed in
- NY
- Serving
- Capital District Area, Albany, NY, Schenectady, NY, Hoosick Falls, NY and Troy, NY
Getting a quote
How to get a quote from Culnan Insurance Agency LLC
How it works
- 1Fill out the form, we’ll be in touch.
- 2Go over your options with an agent.
- 3Get the coverage you need.
Coverage we offer
Insurance coverage in Troy, NY
23 carriers compared
Personal
- PersonalTrusted advice and insurance solutions to protect what matters most.
- HomeYour home is one of your biggest assets, and it's important to do all that you can to protect it.
- AutoYour vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control.
- UmbrellaExperiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We'll help protect your financial future.
- Classic CarYour prized collector car represents real commitment of your time and resources. We'll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.
- Individual LifeYou can't put a dollar amount on your family, but you can ensure their future is protected.
- RentersWe'll design coverage to protect your personal property and your lifestyle while renting.
- CondoWe'll make sure you understand your bylaws and have the protection you need.
- MotorcycleWe'll help you hit the road with smart, customized coverage—no matter what journeys you find yourself on.
- Off-Road VehicleWe'll help keep you and your off-road vehicle safe and secure while you explore.
- RVWe'll work with you to make sure owning an RV is a rewarding experience, and also a safe one.
- SnowmobileSnowmobile insurance covers the financial risks associated with owning a snowmobile.
- WatercraftWe'll help you leave your worries on dry land and fully enjoy your time on the water.
- WeddingWedding insurance is a specialized type of event insurance that allows you to keep the stress out of your big day!
- FloodWe'll provide the specialized coverage you need to help protect your home from rising waters—even if you're not in a flood zone.
- Mobile HomeMobile home insurance is the best way to protect your home and possessions from these risks.
- Rental PropertyRental property insurance is specially designed to cover the risks faced when you rent your property to others.
- Valuable PossessionsWe'll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.
- Excess LiabilityExcess liability insurance is the best way to take your protection to the next level.
- Secondary HomeWe'll make sure you have the right coverage specially designed for the unique exposures involved.
- ErieSecure Home BundlesAt Erie Insurance, we want to help you find coverage that suits your home, lifestyle, and budget.
Business
- BusinessCoverage and risk management solutions for companies of all sizes.
- Business OwnersA business owners policy combines business property and business liability insurance into one convenient policy.
- General LiabilityWe'll work with you to determine your business risks and put together an insurance package that makes sense for your business.
- Business AutoWe can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
- Commercial PropertyCommercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster.
- Workers' CompensationWorkers' compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses.
- Commercial UmbrellaCommercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business.
- Cyber LiabilityCyber liability insurance protects your business against the expenses associated with a data breach.
- Employment Practice LiabilityWe'll work with you to help you assess and manage your risk proactively.
- Errors & Omissions LiabilityErrors & omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others.
- Directors & Officers LiabilityWe'll work with you to protect your organization's greatest asset: your senior leadership.
- FloodWe'll design a policy that will protect your business, as well as its physical contents and assets, from the damage costs that come from floodwater.
- CrimeWe'll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud and forgery.
- Builders RiskBuilders risk insurance protects from risks like fire, theft and more.
- Liquor LiabilityAs a business that serves alcohol, liquor liability insurance is essential.
- Special EventSpecial event insurance removes this burden and allows you to focus on the event.
- Inland MarineInland marine insurance is coverage that protects your business property while it's away from your business location.
- EnvironmentalWe'll work with you to create a custom solution to help protect your business against environmental risks.
- Fiduciary LiabilityFiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company's employee benefit plan.
- Surety BondsA surety bond is a great way to guarantee that a large investment in a project is not lost—whether or not the work gets done.
- Businesses we insure
- Contractors, Garage Repair Shops, Restaurants, Hospitality, Salon and Barber Shops, Construction industry, Government contracts
- Discounts we look for
- bundle discounts
- Carriers
- Adirondack Insurance Exchange, Assurant Flood Solutions, CNA Surety, Community Mutual Insurance Company, Dryden Mutual Insurance Company, Erie & Niagara Insurance Association, Erie Insurance Company, Foremost, Hagerty Insurance, Liberty Mutual Insurance, Main Street America Group, Mercury Insurance, National General Insurance, New York Central Mutual, Preferred Mutual Insurance Company, Progressive Insurance Company, Security Mutual Insurance, ShelterPoint Life, Travelers Insurance Company, Union Mutual Insurance, Vermont Mutual Insurance Company, Washington County Co-Op Insurance Co., Erie Insurance
Already a customer?
Culnan Insurance Agency LLC customer service
Please don't share policy or SSN numbers in the chat.
- Change a policy
- 518-326-1191
- Coverage review
- Client portal
- Sign in to your account →
- Your service team
- Carly M. Baker, Commercial Lines CSR
- Dawn Caiazza, Personal Lines CSR
Our team
Culnan Insurance Agency LLC agents
2 agents
Visit us
Culnan Insurance Agency LLC offices
2 locations
- Troy, NY16C N. Greenbush Road, Troy, NY 12180Mon–Fri 8:30 AM–4:30 PM518-326-1191Directions →
- Hoosick Falls, NY60 Classic Street, Hoosick Falls, NY 12090Directions →
FAQ
Culnan Insurance Agency LLC FAQ
5 questions
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Culnan Insurance Agency LLC compares 23 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Culnan Insurance Agency LLC. Any fee on a specific policy is shown to you before you buy.
Is Culnan Insurance Agency LLC independent?
Yes. Culnan Insurance Agency LLC is an independent insurance agency, so it isn't tied to one company and can quote 23 carriers.
How do I get a quote?
Use the chat on this page, call 518-326-1191 or visit the office at 16C N. Greenbush Road, Troy, NY 12180. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Culnan Insurance Agency LLC can help you follow up at 518-326-1191.
Who we are
About Culnan Insurance Agency LLC
Recognition
- Licensed in
- NY