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E&L Insurance Services, Inc., Independent insurance agency in Miami, FL
Since 1996 · Licensed in FL
E&L Insurance Services is an independent Miami insurance agency providing insurance solutions for individuals, families, and businesses. The agency says it compares protection and prices with multiple carriers and serves customers throughout Florida.
Contact info
Location & business hours
Business hours
- Sun
- Closed now
- Mon
- 9:00 AM–5:00 PM
- Tue
- 9:00 AM–5:00 PM
The site says the team has flexible hours and is here whenever needed, but the contact page lists office hours Monday-Friday 9:00 AM-5:00 PM and closed Saturday-Sunday.
What do you need covered?
Hi, I'm Enrique, President of E&L Insurance Services, Inc.. A licensed agent on my team reviews every quote. Meet Enrique →
Quick answer
E&L Insurance Services, Inc. at a glance
E&L Insurance Services, Inc. is an independent insurance agency in Miami, FL, founded in 1996. It compares 44 carriers including Chubb, American Modern and Amwins Specialty Auto for vehicle, homeowners, flood and more.
- Founded
- 1996 · 30 years in business
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 44 — Chubb, American Modern, Amwins Specialty Auto, …
- Coverage
- 21 lines — vehicle, homeowners, flood, commercial, recreational, …
- Licensed in
- FL
- Serving
- Florida and South Florida
- Languages
- Spanish
Getting a quote
How to get a quote from E&L Insurance Services, Inc.
How it works
- 1Select a type of insurance and submit a quote request online, or contact the team directly by phone.
- 2For home-related quotes, the site asks for a four point inspection if the home is over 30 years old and a wind mitigation inspection to get the biggest discount.
- 3Send requested inspection information to lynneruiz@eandlinsurance.com.
What to have ready
- Type of insurance
- For homes over 30 years old: four point inspection
- Wind mitigation inspection
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Miami, FL
Personal
- VehicleVehicle insurance solutions offered by the agency.
- HomeownersHomeowners insurance for Florida homeowners; the site says clients can save up to 40% on Florida home insurance.
- FloodFlood insurance for Florida homes to help protect from losses caused by rising water.
- RecreationalInsurance for recreational vehicles including boats and watercraft.
- Personal AutoPersonal auto insurance available in Miami.
- MotorcycleMotorcycle insurance available in Miami.
- Rideshare Insurance Endorsement (Uber / Lyft)Rideshare endorsement for Uber / Lyft drivers.
- Mobile Home
- Renters
- GAP Coverage
- Windstorm & Hurricane
- Umbrella
- Condominium
- Boat
- Watercraft
Business
- Businesses we insure
- Restaurants, Small and medium-sized businesses
- Discounts we look for
- Save up to 40% on Florida Home Insurance
- Carriers
- Chubb, American Modern, Amwins Specialty Auto, Amwins, Wholesure, Bass Underwriters, biBerk, Edison Insurance Company, Citizens Property Insurance Corporation, Florida Family Insurance - Flood, Florida Family Insurance, Florida Peninsula Insurance Company, GEICO, Southern Oak Insurance Company, Ascendant Insurance Solutions, Assurant, Bankers Insurance Group, Granada, Heritage Insurance, Kemper, Mercury Insurance, National General, Progressive, Cypress, United Automobile Insurance Company, One Alliance North America, Universal Property & Casualty Insurance Company, American Integrity Insurance Group, Hagerty, Homeowners Choice Property & Casualty Insurance Company, JM Wilson, Manatee Insurance Exchange, Monarch, Neptune Flood, Next Insurance, RLI, SafePoint Insurance, Security First Insurance, Slide Insurance, Tower Hill Insurance, TypTap, US Assure, USLI, Wright Flood
Already a customer?
E&L Insurance Services, Inc. customer service
- Make a payment
- Use the Make a Payment page to make a payment directly online or over the phone.
- Change a policy
- Customers can request policy changes through the Service My Policy page, including adding or deleting drivers, adding or deleting vehicles, adding or deleting coverage, adding or deleting lien holders, adding certificate holders, adding additional insureds, and adding or deleting employees.(305) 541-1002
- Certificates
- Customers can request a Certificate of Insurance through the Policy Information Needed form on the Service My Policy page.
- ID cards
- Customers can request replacement ID Cards through the Service My Policy page.
- Coverage review
Our team
E&L Insurance Services, Inc. agents
FAQ
E&L Insurance Services, Inc. FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. E&L Insurance Services, Inc. compares 44 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from E&L Insurance Services, Inc.. Any fee on a specific policy is shown to you before you buy.
Is E&L Insurance Services, Inc. independent?
Yes. E&L Insurance Services, Inc. is an independent insurance agency, so it isn't tied to one company and can quote 44 carriers.
How do I get a quote?
Use the chat on this page, call (305) 541-1002 or visit the office at 1241 SW 27th Ave, Miami, FL 33135. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". E&L Insurance Services, Inc. can help you follow up at (305) 541-1002.
Who we are
About E&L Insurance Services, Inc.
Recognition
- Member of
- Latin American Association of Insurance Agencies (LAAIA)
- Community
- The agency says it helps its community grow by connecting businesses to each other and consumers to the right businesses., The agency says it is actively involved in its community and helps customers and businesses any way it can.
- Licensed in
- FL
- Legal name
- E & L Insurance Services, Inc.