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Gulf Coast Insurance of Pensacola is an independent insurance agency serving the Gulf Coast Florida region. It offers personal and commercial insurance solutions and positions itself around affordable coverage, personalized service, and helping customers compare multiple carriers.
Contact info
- 850-497-6810
- quotes@gcainsurance.com
- Pensacola, FL
- gcains.com
Location & business hours
Business hours
- Mon
- 9:00 AM–5:00 PM
- Tue
- 9:00 AM–5:00 PM
- Wed
- 9:00 AM–5:00 PM
What do you need covered?
Hi, I'm Mary, owner of Gulf Coast Insurance. A licensed agent on my team reviews every quote. Meet Mary →
Quick answer
Gulf Coast Insurance at a glance
Gulf Coast Insurance is an independent insurance agency in Pensacola, FL. It compares 44 carriers including American Integrity, Ascendant Commercial Insurance and Bankers Insurance Group for auto, boat, condo and more.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 44 — American Integrity, Ascendant Commercial Insurance, Bankers Insurance Group, …
- Coverage
- 26 lines — auto, boat, condo, flood, health, …
- Serving
- Santa Rosa, Escambia, Okaloosa, Walton counties, Perdido Key, Pensacola, Pensacola Beach, Gulf Breeze, Orange Beach, AL, Gulf Shores, AL, Innerarity Point, Lillian, AL, Warrington, Myrtle Grove, Bellview, Cantonment, Crestview, Navarre, Milton, Pace, Fort Walton Beach, Mary Esther, Shalimar, Niceville, Destin and Panama City
Getting a quote
How to get a quote from Gulf Coast Insurance
How it works
- 1Fill out the free, no-obligation quote form on the website or contact the agency by phone or email.
What to have ready
- Name
- E-mail address
- Insurance type
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Pensacola, FL
Personal
Business
- Businesses we insure
- Commercial real estate, Contractors, Medical, Real estate and mortgage professionals
- Carriers
- American Integrity, Ascendant Commercial Insurance, Bankers Insurance Group, Cabrillo Coastal, Citizens Property Insurance, Crump Life Insurance, Edison Insurance, ETI Financial, FirstComp, Florida Family Insurance, Florida Peninsula, Frontline, GAINSCO Auto Insurance, GeoVera, Granada Insurance Company, Hagerty, Heritage, Homeowners Choice, K & K Insurance, MacNeill Group, Mercury Insurance, Morstan, National Flood Insurance Program, National General, NRS Maximus, Olympus Insurance, Primerate Finance, Progressive, Safeco, SafePoint, SageSure, Security First, Selective Flood, Ski Safe, Southern Oak, Swyfft, Tapco, Tower Hill, Universal North America, UPC, Universal Property & Causality Insurance Company, US Assure, USLI, Vyrd
Already a customer?
Gulf Coast Insurance customer service
Report a claim
Call your insurance company's claims line — open 24/7. Gulf Coast Insurance will help you follow up.
After hours: For flood claims, file online in the NFIP Policyholder Portal or call 800-638-6620 as soon as possible.
- Make a payment
- Use the Make a Payment section on the website: https://gcainsurance.epaypolicy.com/
- Change a policy
- The service center states it offers forms to request changes to your auto insurance policy. An Update Your Contact Information page is also available at https://www.gcains.com/update-contact-info.850-497-6810
- Certificates
- Request a certificate of insurance through the contact page at https://www.gcains.com/contact/
- Coverage review
- Your service team
- Carrie, Commercial Lines Coordinator
Our team
Gulf Coast Insurance agents
FAQ
Gulf Coast Insurance FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Gulf Coast Insurance compares 44 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Gulf Coast Insurance. Any fee on a specific policy is shown to you before you buy.
Is Gulf Coast Insurance independent?
Yes. Gulf Coast Insurance is an independent insurance agency, so it isn't tied to one company and can quote 44 carriers.
How do I get a quote?
Use the chat on this page, call 850-497-6810 or visit the office at 700 New Warrington Road, Pensacola, FL 32506. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Gulf Coast Insurance can help you follow up at 850-497-6810.
What types of insurance does Gulf Coast Insurance offer?
They offer auto, home, flood, boat, RV, condo, renters, life, health, and commercial/business liability and property insurance.
What areas do you serve?
They serve the Gulf Coast region of Northwest Florida, covering Escambia, Santa Rosa, Okaloosa, and Walton counties, including Pensacola, Navarre, Gulf Breeze, Crestview, Milton, Pace, Niceville, Panama City, Destin, Perdido, and Cantonment.
How can I request a quote?
You can fill out the free, no-obligation quote form on the website or contact the agency directly by phone or email.
Which insurance carriers do you represent?
They state they partner with numerous top-rated insurers, including Auto-Owners, American Integrity, American Strategic Insurance, Bankers Insurance Group, Foremost, Travelers, Safeco, Citizens Property & Casualty, Universal Property, Tower Hill, and many others.
Will you help me understand my coverage options?
Yes. They say they listen to customer needs, educate clients, and design customized coverage plans.
How do I know what discounts might apply?
Discount availability varies by carrier and policy. They mention common options such as safe driver, multi-policy, home safety features, and good credit, and say they help assess eligibility.
Who we are
About Gulf Coast Insurance
Recognition
- Awards
- Best of the Bay 2026 Winner, Best of the Bay 2026 Hall of Fame, Best of the Bay Winner 2025
- Member of
- Gulf Breeze Chamber of Commerce, Emerald Coast Association of Realtors, Pensacola Association of Realtors, NAIOP, Perdido Key Area Chamber of Commerce, Contractors Connect, Escambia County Medical Society, Greater Pensacola Chamber of Commerce, Homebuilders Association of West Florida, Navarre Beach Area Chamber of Commerce, Pensacola Beach Chamber of Commerce, Santa Rosa County Chamber and tourist information, Florida Association of Insurance Agents, Professional Insurance Agents, Trusted Choice
- Community
- Employees have helped schools, sports teams, cause-related organizations, cultural and art groups, and fire and police organizations in the community., The agency says it has participated in Habitat for Humanity, Paint Your Heart, Make-A-Wish, Saint Jude, and Support Troops., Employees have organized food, clothing, and rummage sales to help needy families within the community.