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Horizon Insurance, LLC, Independent insurance agency in Hampstead, NC
Licensed in NC, SC, GA, TN, VA
Independent insurance broker serving personal and business clients across the Southeast. Horizon compares more than 50 top-rated carriers and uses standard, wholesale, and specialty markets to find personalized coverage and pricing.
Most quotes back a Horizon agent will follow up with a customized or personalized quote
Contact info
Location & business hours
Business hours
- Mon
- 9:00 AM–5:00 PM
- Tue
- 9:00 AM–5:00 PM
- Wed
- 9:00 AM–5:00 PM
Phone & chat: Mon–Fri, 9:00 AM – 5:00 PM. Office visits are by appointment only.
What do you need covered?

Hi, I'm Steveo, President & Co-Founder of Horizon Insurance, LLC. A licensed agent on my team reviews every quote — usually a Horizon agent will follow up with a customized or personalized quote. Meet Steveo →
Quick answer
Horizon Insurance, LLC at a glance
Horizon Insurance, LLC is an independent insurance agency in Hampstead, NC. It writes coverage for homeowners, auto, umbrella and more.
- Agency type
- Independent — not tied to one insurance company
- Coverage
- 16 lines — homeowners, auto, umbrella, boat & watercraft, rv, …
- Licensed in
- NC, SC, GA, TN, VA
- Serving
- North Carolina, South Carolina, Georgia, Tennessee and Virginia
Getting a quote
How to get a quote from Horizon Insurance, LLC
How it works
- 1Submit a quote request online or schedule a quote appointment.
- 2A licensed Horizon agent reviews the information and shops multiple carriers.
- 3The agent follows up with customized options and the client chooses the coverage that fits.
What to have ready
- quote request information submitted online
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Hampstead, NC
Personal
- HomeownersHorizon shops dozens of carriers, including specialty markets for high-value and coastal NC properties that standard insurers decline.
- AutoCompare rates across multiple carriers for the right mix of liability, collision, and comprehensive coverage.
- UmbrellaAn extra layer of liability protection beyond primary policies.
- Boat & WatercraftCoverage for recreational boaters, anglers, and yacht owners along the Carolinas and Georgia coast.
- RVCoverage for part-time or full-time RV and motorhome use.
- FloodStandard home policies do not cover flood damage, and Horizon helps clients find the right policy for their flood zone.
- Vacation & Second HomeCoverage for vacation homes, specializing in coastal NC and SC second properties.
- LifeFlexible life insurance plans designed for long-term peace of mind.
Business
- Commercial PropertyProtect your building, equipment, and inventory with carriers that understand regional market conditions across the Southeast.
- General LiabilityFoundation liability coverage for businesses, written correctly for the operation.
- Workers’ CompensationProtect employees and the business from workplace injury claims.
- Commercial AutoCoverage for vehicles used in business operations, from work trucks to delivery fleets.
- Professional LiabilityErrors and omissions coverage for service-based businesses where advice, design, or professional services create liability exposure.
- Cyber & SpecialtyData breach, cyber liability, and hard-to-place coverage for modern business risks.
- Commercial FloodSeparate NFIP or private flood coverage for building, contents, and lost income from business interruption.
- BusinessCommercial coverage programs for businesses of all sizes across NC, SC, GA, TN, and VA.
- Businesses we insure
- Restaurants & Hospitality, Contractors & Trades, Multifamily & Habitational, Breweries & Specialty, Professional Services, Wholesale & Hard-to-Place, Manufacturing, Non-profits, Religious organizations
Already a customer?
Horizon Insurance, LLC customer service
- Make a payment
- Payments can be made through the client portal at https://my.gloveboxapp.com/auth/welcome/1515.
- Change a policy
- Service requests and policy changes are available through the client portal 24/7, or clients can contact Horizon through chat, SMS, or the contact page.910.387.1433
- Certificates
- Certificates are stored securely and accessible through the app according to the site’s document storage description.
- ID cards
- Clients have 24/7 access to policies, documents, and ID cards through the Horizon Glovebox platform or client portal.
- Coverage review
- Horizon reviews renewals, re-shops policies across carriers, and can review options when rates increase or a policy is non-renewed.
- Client portal
- Sign in to your account →
- Your service team
- Jacob Harris, Accounts Specialist
- Aiza Cajigas, Client Support Specialist
- Jose Muñoz, Renewals Coordinator
Our team
Horizon Insurance, LLC agents
Visit us
Horizon Insurance, LLC offices
- Wilmington, NC1001 Military Cutoff Rd, Ste 101, Wilmington, NC 28405By appointment only910.387.1433Directions →
- Jacksonville, NC445 Western Blvd, Jacksonville, NC 28546By appointment only910.387.1433Directions →
- Myrtle Beach, SC601 21st Ave N, Myrtle Beach, SC 29577By appointment only910.387.1433Directions →
- Hampstead, NC14710 US-17, Hampstead, NC 28443Mon–Fri 9:00 AM–5:00 PMIn-person visits are by appointment only.910.387.1433Directions →
FAQ
Horizon Insurance, LLC FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Horizon Insurance, LLC shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Horizon Insurance, LLC. Any fee on a specific policy is shown to you before you buy.
Is Horizon Insurance, LLC independent?
Yes. Horizon Insurance, LLC is an independent insurance agency, so it isn't tied to one company.
How do I get a quote?
Use the chat on this page, call 910.387.1433 or visit the office at 14710 US-17, Hampstead, NC 28443. It takes about 2 minutes and you don't need your Social Security number. Most quotes come back a Horizon agent will follow up with a customized or personalized quote.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Horizon Insurance, LLC can help you follow up at 910.387.1433.
What states does Horizon Insurance serve?
Horizon Insurance serves clients in North Carolina, South Carolina, Georgia, Tennessee, and Virginia.
My homeowners insurance rate just went up. What can I do?
Horizon can shop your policy across multiple carriers to find a better fit on price and coverage. Submit a quote request online and they will review your options at no cost.
My insurance company just non-renewed my coastal home. What do I do now?
A non-renewal does not mean you are uninsurable. Horizon has access to specialty and surplus lines carriers and regularly finds solutions for homeowners who have been dropped or non-renewed, including properties in flood zones and coastal areas.
Where is Horizon Insurance located?
Horizon Insurance address is 1001 Military Cutoff Rd. Suite 101., Wilmington, NC 28405. Agents are also available by appointment in Wilmington, Myrtle Beach, and Jacksonville.
What is the Horizon Glovebox platform?
Horizon Glovebox is a digital platform that gives clients 24/7 access to their insurance policies, documents, and ID cards from any device.
Does Horizon Insurance require an appointment to visit an office?
Yes. All Horizon Insurance office visits are by appointment only. You can schedule an appointment through the website, or connect faster via online submission, chat, or SMS.
Who we are
About Horizon Insurance, LLC
Recognition
- Community
- Steveo Stewart serves as Vice Chair of the Cape Fear Community Land Trust., Steveo Stewart serves as Treasurer of the Cape Fear Housing Coalition.
- Licensed in
- NC, SC, GA, TN, VA