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Insurance Place, Independent insurance agency in Carlsbad, CA
Since 1994 · Licensed in CA
The Insurance Place is a full service insurance agency founded in 1994 in San Diego, California. It positions itself as a local, independent agency that researches rates and coverage from multiple insurance companies for personal and business insurance needs.
Contact info
Location & business hours
Business hours
- Sun
- Closed now
- Mon
- 9:00 AM–5:30 PM
- Tue
- 9:00 AM–5:30 PM
What do you need covered?
Hi, I'm Rod, President of Insurance Place. A licensed agent on my team reviews every quote. Meet Rod →
Quick answer
Insurance Place at a glance
Insurance Place is an independent insurance agency in Carlsbad, CA, founded in 1994. It compares 18 carriers including Arrowhead, Bass Underwriters and Berkshire Hathaway Homestate Companies for auto, homeowner, business and more.
- Founded
- 1994 · 32 years in business
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 18 — Arrowhead, Bass Underwriters, Berkshire Hathaway Homestate Companies, …
- Coverage
- 18 lines — auto, homeowner, business, trucking, rv, …
- Licensed in
- CA
- Serving
- California
Getting a quote
How to get a quote from Insurance Place
How it works
- 1Use the online quote/request form or contact the office.
- 2Share details about your insurance needs.
- 3The agency researches rates and coverage from top insurance companies and compares options.
What to have ready
- First name
- Last name
- Phone
- Message
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Carlsbad, CA
Personal
- AutoAuto insurance for California drivers with access to a range of products and options to fit insurance and budget needs.
- Homeowner
- RVRV insurance for San Diego RV owners based on RV usage and budget.
- BoatBoat insurance for boaters using the Pacific or lakes in the San Diego area.
- CondoCondo insurance that covers the interior of the property and personal property, with options tailored to HOA agreements.
- FloodFlood insurance offering a layer of protection for homeowners, including NFIP-backed options and excess flood insurance.
- RentersRenters insurance designed to protect personal property while working within a renter's budget.
- Boat
- Motorcycle
- Life
Business
- BusinessBusiness insurance for California businesses with multiple insurance company options and value-focused comparison of protection and price.
- Trucking
- General LiabilityBroad insurance coverage for your business and activities.
- Commercial PropertyProtect your business with insurance for your commercial property.
- Business AutoCover your business with insurance for commercial vehicles.
- Commercial UmbrellaInsurance coverage that helps protect your business from the rising costs of lawsuits.
- Workers CompensationInsurance coverage that helps you take care of your employees.
- BondsProtect your assets with financial backups for promises made by others.
- Businesses we insure
- Trucking
- Discounts we look for
- Safe driver discounts
- Carriers
- Arrowhead, Bass Underwriters, Berkshire Hathaway Homestate Companies, Bristol West, BTIS, Dairyland Insurance, Foremost Insurance, Kemper, Liberty Mutual, MAPFRE, Mercury, MetLife, National General Insurance, Pacific Specialty, Progressive, Safeco, Tapco, Travelers
Already a customer?
Insurance Place customer service
Report a claim
Call your insurance company's claims line — open 24/7. Insurance Place will help you follow up.
- ArrowheadFile online
- Berkshire Hathaway Homestate CompaniesFile online
- Bristol WestFile online
- BTISFile online
- Dairyland Insurance800-334-0090
- Foremost Insurance800-527-3907
- Kemper888-252-2799
- Liberty Mutual844-825-2467
- MAPFREFile online
- Mercury800-503-3724
- MetLife800-638-5433
- National General Insurance800-325-1088
- Pacific SpecialtyFile online
- Progressive800-776-4737
- Safeco800-332-3226
- TapcoFile online
- Travelers800-252-4633
- Make a payment
- Payment information is available in the service center for the insurance companies represented by the agency.Berkshire Hathaway Homestate Companies·Bristol West·Dairyland Insurance·Foremost Insurance·Kemper·Liberty Mutual·MAPFRE·Mercury·MetLife·National General Insurance·Pacific Specialty·Progressive·Safeco·Tapco·Travelers
- Change a policy
- Request a policy change at https://www.insuranceplace.net/service-center/change-policy.760-842-5916
- Coverage review
- Your service team
- Ambra Vargas, Customer Service Representative
Our team
Insurance Place agents
FAQ
Insurance Place FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Insurance Place compares 18 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Insurance Place. Any fee on a specific policy is shown to you before you buy.
Is Insurance Place independent?
Yes. Insurance Place is an independent insurance agency, so it isn't tied to one company and can quote 18 carriers.
How do I get a quote?
Use the chat on this page, call 760-842-5916 or visit the office at 2111 Palomar Airport Rd Ste 322, Carlsbad, CA 92011. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Insurance Place can help you follow up at 760-842-5916.
What is the difference between actual cash value and replacement cost?
Actual cash value generally reflects a vehicle’s value at the time of loss, considering factors like age and depreciation. Replacement cost refers to the amount needed to replace an item with a similar one.
What is a policy endorsement in auto insurance?
A policy endorsement is a modification that changes or adds to the terms of an insurance policy. It can be used to adjust coverage, limits, or conditions. Endorsements become part of the policy once issued and may affect how coverage applies.
What are auto insurance coverage limits?
Coverage limits are the maximum amounts defined in a policy for different types of claims. These limits can apply per person, per accident, or per type of loss. Selecting appropriate limits is an important part of structuring a policy.
What is uninsured and underinsured motorist coverage?
Uninsured and underinsured motorist coverage is intended to provide protection when another driver has no insurance or not enough coverage. It is typically subject to your policy’s limits and terms, and availability or requirements can vary.
What is gap insurance?
Gap insurance can help cover the difference between a vehicle’s value and the remaining balance on a loan or lease. It is commonly associated with financed or leased vehicles. Availability and terms vary by policy.
How do I determine the value of my belongings for a rental insurance policy?
Renters often estimate the replacement cost of their belongings by adding up the value of items such as furniture, electronics, clothing, and personal goods. Creating a basic inventory can help provide a clearer picture of total value.
Who we are
About Insurance Place
Recognition
- Community
- Proud members of the Carlsbad marketplace.
- Licensed in
- CA