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Lakes Central Insurance, Independent insurance agency in Brainerd, MN
Lakes Central Insurance positions itself as a local independent agency offering home, auto, life, business, health, and leisure-item coverage under one roof. The agency emphasizes customized, cost-effective risk management, proactive communication, and service for Minnesotans and neighboring states.
Contact info
Location & business hours
What do you need covered?
Hi, I'm Shane, President of Lakes Central Insurance. A licensed agent on my team reviews every quote. Meet Shane →
Quick answer
Lakes Central Insurance at a glance
Lakes Central Insurance is an independent insurance agency in Brainerd, MN. It compares 24 carriers including Nationwide, Travelers and Progressive for home, auto, renters and more.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 24 — Nationwide, Travelers, Progressive, …
- Coverage
- 10 lines — home, auto, renters, life, health, …
- Serving
- Minnesota, Iowa, North Dakota, South Dakota and Wisconsin
Getting a quote
How to get a quote from Lakes Central Insurance
How it works
- 1Begin shopping for quotes now via the quote page.
Coverage we offer
Insurance coverage in Brainerd, MN
Personal
- HomeHome insurance focused on protecting the home, belongings, liability exposures, loss of use, other structures, and medical payments to others.
- AutoAuto insurance for Minnesota drivers that can help meet state minimum requirements and additional lender requirements.
- RentersRenters insurance to protect a renter's belongings and provide a relatively inexpensive way to replace possessions after covered losses.
- LifeLife insurance intended to help replace lost income, settle debts, cover final expenses, and pass on a legacy.
- HealthHealth insurance for individuals, families, and employers, including catastrophic and full-coverage plan options.
- Motorcycle
- Boat and Watercraft
- Recreational
- UmbrellaUmbrella insurance is described as high-limit secondary insurance that supplements existing home and auto liability coverage after those policies are exhausted.
- Discounts we look for
- Bundling with auto policy or other forms of coverage may provide increased savings
- Carriers
- Nationwide, Travelers, Progressive, Safeco, Chubb, Humana, Medica, Prudential, Banner Life, Pacific Life, North American, Lincoln, Encompass, AAA Insurance, Acuity, American Strategic Insurance, Dairyland, Foremost, Great Northwest, Hagerty, Main Street America Group, State Auto Insurance, Universal Property, Motorists Insurance Group
Already a customer?
Lakes Central Insurance customer service
Report a claim
Call your insurance company's claims line — open 24/7.
- Nationwide800-421-3535
- Travelers800-238-6225
- Progressive800-776-4737
- Safeco800-332-3226
- AAA Insurance800-222-6424
- Acuity800-242-7666
- American Strategic Insurance866-274-5677
- Dairyland800-334-0090
- Foremost800-527-3907
- Great Northwest800-776-3386
- Hagerty800-385-0274
- Main Street America Group877-425-2467
- State Auto Insurance877-722-5246
- Universal Property800-425-9113
- Motorists Insurance Group800-876-8766
- Make a payment
- Contact your carrier directly using the company website listed on the customer service page or access the Client Center at http://client.lakescins.com/.
- Change a policy
- 218-829-9219
- ID cards
- Access the Client Center at http://client.lakescins.com/.
- Coverage review
- The agency says it is happy to review your current coverage and discuss your overall insurance needs.
- Client portal
- Sign in to your account →
Our team
Lakes Central Insurance agents
Visit us
Lakes Central Insurance offices
- Crosslake Office14287 Gould St, Crosslake, MN 56442218-692-1136Directions →
- Brainerd Office1104 15th Ave NE, Brainerd, MN 56401218-829-9219Directions →
- Twin Cities Office9531 W 78th Street, Ste. 140, Eden Prairie, MN 55344952-479-7259Directions →
FAQ
Lakes Central Insurance FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Lakes Central Insurance compares 24 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Lakes Central Insurance. Any fee on a specific policy is shown to you before you buy.
Is Lakes Central Insurance independent?
Yes. Lakes Central Insurance is an independent insurance agency, so it isn't tied to one company and can quote 24 carriers.
How do I get a quote?
Use the chat on this page, call 218-829-9219 or visit the office at 1104 15th Ave NE, Brainerd, MN 56401. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Lakes Central Insurance can help you follow up at 218-829-9219.
Who we are
About Lakes Central Insurance
Recognition
- Member of
- Stanton Advisory Group
- Community
- Proud to support the efforts of local lakes area chambers of commerce.