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Michigan-based full-service independent insurance agency serving individuals, families, and businesses across the entire state of Michigan. The agency offers personal, business, life, and retirement-related solutions and emphasizes customized protection, competitive pricing, and claim service.
Contact info
- (248) 782-8396
- Highland, MI
- schoenagency.com
Location & business hours
Business hours
- Mon
- 9:00 AM–5:00 PM
- Tue
- 9:00 AM–5:00 PM
- Wed
- 9:00 AM–5:00 PM
What do you need covered?

Hi, I'm Matt, President of Schoen Insurance Agency. A licensed agent on my team reviews every quote. Meet Matt →
Quick answer
Schoen Insurance Agency at a glance
Schoen Insurance Agency is an independent insurance agency in Highland, MI. It compares 24 carriers including AAA, AARP and Accident Fund for personal package, homeowner, personal auto and more.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 24 — AAA, AARP, Accident Fund, …
- Coverage
- 84 lines — personal package, homeowner, personal auto, antique, classic and customized automobile, atv, …
- Licensed in
- MI
- Serving
- Michigan
Getting a quote
How to get a quote from Schoen Insurance Agency
How it works
- 1Choose a secure quote form for the type of insurance you need or complete a needs survey form.
- 2Submit your information through the website.
- 3The agency will propose coverage and limits for your consideration and can provide quotes for those options if you wish.
What to have ready
- Your Name
- Your Email
- Your Phone
- Questions or Comments
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Highland, MI
Personal
- Personal Package
- Homeowner
- Personal Auto
- Antique, Classic and Customized Automobile
- ATV
- Boat
- Condominium
- Dwelling Fire
- Earthquake
- Farm and Ranch
- Flood
- Home Business
- Host Liability
- Identity Theft
- Michigan Landlord
- Manufactured Homes, Mobile Homes
- Motorcycle
- Personal Umbrella
- Pet
- Recreational Vehicle
- Renters
- Scheduled Personal Property
- Snowmobile
- SR-22
- Traverse Insurance for Personal Items
- Wedding
- Critical Care
- Dental
- Disability Insurance (Individual)
- Health Insurance (Individual)
- Health Savings Account (HSA)
- Healthcare Reform
- Individual Life, Health and Disability
- Term Life
- Life
- Long Term Care
- Medical
- Medical, Disability and Long Term Care
- Medicare Rx
- Medicare Supplement
- Short Term Medical
Business
- Alternative Market
- Bid Bond
- Bonds
- Builders Risk
- Business Auto
- Business Owners Policy
- Commercial General Liability
- Commercial Package Policy
- Commercial Property
- Commercial Umbrella
- Contractors Bonds (Contractors Surety Bonds)
- Contractors Liability
- Crime
- Crop Hail
- Cyber Liability
- Directors and Officers LiabilityCan help protect directors and officers from lawsuits alleging negligent acts or wrongful decisions made in their professional capacity. The page says it can help cover gaps left by primary business liability insurance and may help protect leaders' personal assets.
- Employment Practices Liability Insurance (EPLI)
- Environmental Liability
- Errors and Omissions
- Farm and Ranch
- Fidelity Bond
- Fiduciary Bond
- Fiduciary Liability
- Flood Insurance for Businesses
- Garagekeepers Legal Liability
- Garagekeepers Liability
- Inland Marine
- Innkeeper's Liability
- Landlord Package
- License Bond
- Liquor Liability
- Non-Profit Management and Organization Liability
- Ocean Marine
- Payment Bond
- Performance Bond
- Pollution Liability
- Product Liability
- Professional Liability
- Public Entity Programs
- Special Events
- Terrorism
- Trucking
- Workers' Compensation
- Businesses we insure
- Contractors, Apartment Owners and Landlords, Nonprofits, Trucking, Businesses serving alcohol
- Carriers
- AAA, AARP, Accident Fund, Allied Property and Casualty Insurance Company, American Modern Insurance, Berkshire Hathaway GUARD Insurance Companies, Bristol West, Builders & Tradesman Insurance Company (BTIS), Citizens Insurance Company of America, Conifer Insurance Company, Foremost, GEICO, Grange Insurance, Hagerty Insurance, Hanover Insurance Company, K&K Insurance, Liberty Mutual Insurance, Liberty Mutual Insurance Commercial, Next Insurance, personalumbrella.com, Progressive Insurance, The Hartford, Travelers, Vacant Express
Already a customer?
Schoen Insurance Agency customer service
Report a claim
Call your insurance company's claims line — open 24/7. Schoen Insurance Agency will help you follow up.
- AAA(800) 723-0220
- Accident Fund(866) 206-5851
- Allied Property and Casualty Insurance Company(800) 282-1446
- American Modern Insurance(800) 375-2075
- Berkshire Hathaway GUARD Insurance Companies(888) 639-2567
- Bristol West(800) 274-7865
- Citizens Insurance Company of America(855) 722-5096
- Conifer Insurance Company(248) 262-5402
- Foremost(800) 527-3907
- GEICO(800) 841-3000
- Grange Insurance(800) 445-3030
- Hagerty Insurance(800) 385-0274
- Hanover Insurance Company(855) 722-5096
- K&K Insurance(800) 237-2917
- Liberty Mutual Insurance(833) 218-0222
- Liberty Mutual Insurance Commercial(844) 325-2467
- Next Insurance(855) 222-5919
- Progressive Insurance(800) 776-4737
- The Hartford(800) 243-5860
- Travelers(800) 252-4633
- Vacant Express(800) 788-4780
- Make a payment
- Use the billing page to access carrier billing links and phone numbers. If your carrier is not listed, refer to your policy or contact the agency.AAA·Accident Fund·Allied Property and Casualty Insurance Company·American Modern Insurance·Berkshire Hathaway GUARD Insurance Companies·Bristol West·Builders & Tradesman Insurance Company (BTIS)·Citizens Insurance Company of America·Conifer Insurance Company·Foremost·GEICO·Grange Insurance·Hagerty Insurance·Hanover Insurance Company·Liberty Mutual Insurance·Liberty Mutual Insurance Commercial·Progressive Insurance·The Hartford·Travelers·Vacant Express
- Change a policy
- Policy service and policy changes are handled through the Customer Service section. The site states all policy changes are not bound until communicated to you.(248) 782-8396
- Coverage review
- The site offers a Personal Annual Review Wizard and says the agency can review your insurance program and changing needs.
- Client portal
- Sign in to your account →
- Your service team
- Laura Phillips, Senior Support Specialist
Reviews
Schoen Insurance Agency reviews
Customers mention friendly and professional service, clear explanations without pressure, help finding better pricing and savings, especially for auto insurance and responsive support and availability when needed.
Our team
Schoen Insurance Agency agents
FAQ
Schoen Insurance Agency FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Schoen Insurance Agency compares 24 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Schoen Insurance Agency. Any fee on a specific policy is shown to you before you buy.
Is Schoen Insurance Agency independent?
Yes. Schoen Insurance Agency is an independent insurance agency, so it isn't tied to one company and can quote 24 carriers.
How do I get a quote?
Use the chat on this page, call (248) 782-8396 or visit the office at 2753 S. Milford Rd. Suite B, Highland, MI 48357. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Schoen Insurance Agency can help you follow up at (248) 782-8396.
How long has Schoen Insurance Agency been in business?
Its team brings over 120 years of combined insurance experience.
Which insurance companies do you work with?
The agency says it partners with several highly regarded carriers, including Citizens, Progressive, Liberty Mutual, Grange, and Foremost.
Where do you serve clients?
Located in Highland, Michigan, the agency serves individuals, families, and businesses throughout the entire state of Michigan.
What types of insurance does Schoen Insurance Agency offer?
It offers personal and commercial coverage, including auto, home, business liability, life insurance, and specialty policies.
Do you offer retirement planning in addition to insurance?
Yes. The agency offers retirement consultation and planning services through its retirement specialist.
Can you help with both personal and business insurance needs?
Yes. It is a full-service agency handling personal coverage and commercial coverage for businesses of all sizes.
Who we are
About Schoen Insurance Agency
Recognition
- Licensed in
- MI