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Winstead Insurance Agency, Independent insurance agency in Elkton, MD
Since 1956 · Licensed in MD, DE, PA, NC
Independent insurance agency in Elkton, Maryland serving families and businesses with personal and commercial insurance. The agency says it compares coverage across multiple trusted carriers and serves clients across Cecil County and beyond.
Contact info
Location & business hours
Business hours
- Sun
- Closed now
- Mon
- 8:45 AM–5:00 PM
- Tue
- 8:45 AM–5:00 PM
Call or text the agency at 410.398.6700.
What do you need covered?
Quick answer
Winstead Insurance Agency at a glance
Winstead Insurance Agency is an independent insurance agency in Elkton, MD, founded in 1956. It compares 15 carriers including Agency Insurance Company, Allied Insurance and Erie Insurance for auto, home, life and more.
- Founded
- 1956 · 70 years in business
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 15 — Agency Insurance Company, Allied Insurance, Erie Insurance, …
- Coverage
- 31 lines — auto, home, life, coverage for your business, coverage for specific industries, …
- Licensed in
- MD, DE, PA, NC
- Serving
- Cecil County, North East, Rising Sun, Chesapeake City, Maryland, Delaware, Pennsylvania and North Carolina
Getting a quote
How to get a quote from Winstead Insurance Agency
How it works
- 1Reach out by phone, text, or email.
- 2The agency compares rates and coverage across trusted carriers and explains the options.
- 3Choose the coverage that fits your life and budget while the agency handles the paperwork.
What to have ready
- coverage type
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Elkton, MD
Personal
- AutoCoverage to keep you and your car safe on the road in the event of an accident or other vehicle damage.
- HomeCoverage to protect your home and everything in it in the event of an accident or natural disaster.
- LifeLife insurance that meets financial and personal needs and provides family security in the event of passing.
- Recreational VehicleCoverage for recreational vehicles including boats, RVs, ATVs, and motorcycles.
- Financial ServicesProfessional planning and fiscal services to help secure financial independence.
- Home and AutoCombining home and auto policies can provide discounts and additional coverage options.
- Other PersonalExtended coverage options including personal umbrella insurance to help protect information and personal assets.
- Additional Insurance ServicesSpecialty insurance needs and other extended policy options.
- ATVCustomized all-terrain vehicle insurance for 4-wheelers, dune buggies, and golf carts.
- MotorcycleMotorcycle coverage for street bikes, cruisers, touring bikes, and custom choppers.
- BoatCoverage options to keep you, your boat, and its passengers safe.
- MotorhomeCoverage for motorhome owners combining road travel with home conveniences.
- SnowmobileCoverage for snowmobiles.
- FloodFlood insurance is listed as a specialization on the home page.
- MarineMarine insurance is listed among the types of insurance the agency offers.
Business
- Coverage for your BusinessInsurance solutions to keep businesses protected so owners can focus on day-to-day operations.
- Coverage for Specific IndustriesIndustry-specific business coverage for specialized risks.
- FarmAgribusiness coverage for farm buildings, machinery, crops, livestock, and livelihood.
- Coverage for your EmployeesProtection plans for businesses and their employees.
- Fidelity BondsBond coverage to indemnify a company in the event of theft and protect businesses, non-profits, and professional organizations from theft and dishonesty.
- Business Owners Policy (BOP)Insurance solutions to keep small to medium-sized businesses protected.
- Commercial AutoCoverage for commercial vehicles and the employees who drive them.
- Commercial General LiabilityCoverage for injuries and damages involving business operations, employees, and property.
- Commercial PropertyCoverage to protect business property and operations.
- Commercial UmbrellaAdditional liability protection for businesses.
- CrimeCoverage for workplace dishonesty and crime exposures.
- Inland MarineProtection for transported goods, hauled equipment, storage items, and construction tools.
- Professional LiabilityCoverage to help protect a business when an incident or mistake turns into a claim.
- Workers CompensationCoverage to ensure payments and cover expenses if an employee is injured in a work-related accident.
- BondsA variety of bond and license services for businesses.
- Surety BondsBond coverage to help business operations run smoothly and efficiently.
- Businesses we insure
- Small to medium-sized businesses, Agribusiness / farms
- Discounts we look for
- continuous coverage, good student, veteran, multi-policy, safe driver, multi-car, safety equipment, electric/hybrid car, auto payment or payment in full, bundling discounts, multiple vehicles, rider safety course
- Carriers
- Agency Insurance Company, Allied Insurance, Erie Insurance, Grundy Insurance, Lititz Mutual Insurance Company, Progressive Insurance, MD Automobile Insurance Fund, Next Insurance, Nationwide Insurance, Zurich Insurance, Travelers, GEICO, Chesapeake Employers Insurance, Foremost, The Hartford
Already a customer?
Winstead Insurance Agency customer service
Report a claim
Call your insurance company's claims line — open 24/7. Winstead Insurance Agency will help you follow up.
- Agency Insurance Company800-841-5241
- Allied Insurance800-282-1446
- Erie Insurance800-367-3743
- Grundy Insurance800-338-4005
- Lititz Mutual Insurance Company855-725-5642
- Progressive Insurance800-PROGRESSIVE
- MD Automobile Insurance FundFile online
- Nationwide Insurance800-282-1446
- Zurich Insurance800-987-3373
After hours: For claims, accidents, billing information, and more, contact an Allied representative 24 hours a day, seven days a week at 800-282-1446.
- Make a payment
- Use the provider billing pages listed on the Insurance Providers page or contact the agency for billing help.Agency Insurance Company·Erie Insurance·Lititz Mutual Insurance Company·Progressive Insurance·MD Automobile Insurance Fund·Next Insurance·Nationwide Insurance·Zurich Insurance
- Change a policy
- 410-398-6700
- Certificates
- Contact the agency.
- ID cards
- Print proof of insurance is available for Nationwide and Zurich from links on the Insurance Providers page.
- Coverage review
- The agency encourages clients to get honest answers about their coverage and to contact an agent to evaluate coverages and options.
- Client portal
- Sign in to your account →
FAQ
Winstead Insurance Agency FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Winstead Insurance Agency compares 15 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Winstead Insurance Agency. Any fee on a specific policy is shown to you before you buy.
Is Winstead Insurance Agency independent?
Yes. Winstead Insurance Agency is an independent insurance agency, so it isn't tied to one company and can quote 15 carriers.
How do I get a quote?
Use the chat on this page, call 410-398-6700 or visit the office at 404 W. Pulaski Highway, Elkton, MD 21921. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Winstead Insurance Agency can help you follow up at 410-398-6700.
Who we are
About Winstead Insurance Agency
Recognition
- Member of
- Cecil County Chamber Member
- Community
- Cecil County Chamber Member
- Licensed in
- MD, DE, PA, NC