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Independent

BWC Insurance, Independent insurance agency in Carmel, IN

Licensed in IN

5.0

BWC Insurance is an independent agency that specializes in auto, home, life, and business insurance. The agency says it works with a wide variety of top carriers to help customers find coverage that fits their exact situation.

Call (317) 324-1489

Most quotes back the secure contact form says the agency will get in touch with you shortly

Contact info

Location & business hours

13295 Illinois Street Ste 134Carmel, IN 46032Directions

Walk-ins welcome+1 more office

Business hours

Sun
Closed now
Mon
9:00 AM–5:00 PM
Tue
9:00 AM–5:00 PM
We shopErie InsuranceGEICOGrundy

What do you need covered?

Photo of Brad Chambers, CPCU

Hi, I'm Brad, owner of BWC Insurance. A licensed agent on my team reviews every quote — usually the secure contact form says the agency will get in touch with you shortly. Meet Brad →

Quick answer

BWC Insurance at a glance

Updated

BWC Insurance is an independent insurance agency in Carmel, IN. It compares carriers Erie Insurance, GEICO and Grundy for atv, auto, boat & marine and more.

Agency type
Independent — not tied to one insurance company
Carriers compared
3 — Erie Insurance, GEICO, Grundy
Coverage
61 lines — atv, auto, boat & marine, collector car, condominium, …
Licensed in
IN
Serving
Indiana, Carmel, Westfield, Noblesville, Fishers, Zionsville, Sheridan, Whitestown, Indianapolis, Cicero, Avon and Brownsberg

Getting a quote

How to get a quote from BWC Insurance

Most quotes back the secure contact form says the agency will get in touch with you shortly

How it works

  1. 1Complete the secure quote request form.
  2. 2Provide name, email, phone, and type of insurance.
  3. 3The agency will get in touch.

What to have ready

  • Name
  • Email
  • Phone
  • Type of Insurance

No Social Security number needed to start.

Coverage we offer

Insurance coverage in Carmel, IN

3 carriers compared

Already a customer?

BWC Insurance customer service

Please don't share policy or SSN numbers in the chat.

Report a claim

Call your insurance company's claims line — open 24/7. BWC Insurance will help you follow up.

After hours: Use your insurance carrier’s 24/7 Claim Support Service to report your claim directly to the insurance company.

Make a payment
Customers can use the online billing and payments page to pay premiums with many companies by EFT, e-check, or credit card, or contact the office with billing questions.Erie Insurance
Change a policy
Customers can submit a Policy Change Request through the support section.(317) 324-1489
Certificates
Customers can submit a Certificate of Insurance Request through the support section.
ID cards
Customers can fill out the Auto ID Card Request form with general and insurance information, and the agency says it will handle the request shortly.
Coverage review
The site offers an Annual Insurance Review / Annual Insurance Checklist.

Reviews

BWC Insurance reviews

5.0

Customers mention responsive and informative service., help finding better rates and affordable coverage., helpful support with homeowners insurance. and personal, attentive service..

Our team

BWC Insurance agents

3 agents

Visit us

BWC Insurance offices

2 locations

FAQ

BWC Insurance FAQ

11 questions

Will my rate go up if I switch?

No. Getting a quote doesn't change your current policy or rate. BWC Insurance compares 3 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.

Do you charge a fee?

There is no charge to get a quote from BWC Insurance. Any fee on a specific policy is shown to you before you buy.

Is BWC Insurance independent?

Yes. BWC Insurance is an independent insurance agency, so it isn't tied to one company and can quote 3 carriers.

How do I get a quote?

Use the chat on this page, call (317) 324-1489 or visit the office at 13295 Illinois Street Ste 134, Carmel, IN 46032. It takes about 2 minutes and you don't need your Social Security number. Most quotes come back the secure contact form says the agency will get in touch with you shortly.

How do I file a claim?

Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". BWC Insurance can help you follow up at (317) 324-1489.

What are the differences among the major types of insurers in the United States?

The site explains stock, mutual, reciprocal, Lloyd’s associations, Blue Cross/Blue Shield insurers, and HMOs as major insurer organizational forms.

Should I care which type of insurer I purchase insurance from?

The site says customers should choose the company offering the product and service they want at the quality they desire and cost they prefer, and consider financial quality.

What do I give up by not using an agent to purchase insurance?

The site says buying through an independent agent provides personal, customized, local service and the ability to talk to the same people every time.

I understand there are organizations that assign financial ratings to insurance companies. Who are they and what do they do?

The site says rating agencies such as A.M. Best, Standard & Poor’s, Weiss Research, Duff and Phelps, and Moody’s rate insurers’ financial strength using data from various sources.

Where can information be found on the largest insurance companies in the United States?

The site says Best’s Review publications contain information on assets, premium income, and products sold by many large insurers.

What kinds of questions should I be expected to answer when I am applying for an insurance policy? Why do insurers ask all of these questions?

Applicants are asked demographic and risk-related questions so insurers can decide whether to offer coverage and what rate to charge through underwriting.

Who we are

About BWC Insurance

Recognition

Licensed in
IN

Ratings across sites

Customer Reviews5.0
BWC Insurance13295 Illinois Street Ste 134, Carmel, IN 46032(317) 324-1489

Insurance products are offered by BWC Insurance, a licensed insurance agency. Coverage, rates and availability depend on the insurance company and your details; quotes are not a guarantee of coverage. The chat on this page is an AI assistant and can make mistakes; don't share policy, license or Social Security numbers in it. Twig created this page from BWC Insurance's website and public review sites. It isn't managed or endorsed by BWC Insurance, and details may be out of date; contact the agency to confirm. The assistant on this page is Twig's, not BWC Insurance's. Ratings and reviews belong to their sources.