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Insurance Broker Direct is a full-service independent insurance agency in Lafayette, Indiana. The agency represents more than 20 A-rated insurance companies and helps individuals, families, and businesses compare personalized coverage options at the right price across multiple states.
Contact info
Location & business hours
Business hours
- Mon
- 9:00 AM–5:30 PM
- Tue
- 9:00 AM–5:30 PM
- Wed
- 9:00 AM–5:30 PM
Saturday and Evening Hours by Appointment; after business hours they generally check voicemail service regularly to help in emergencies.
What do you need covered?
Hi, I'm Matt, Founder of Insurance Broker Direct. A licensed agent on my team reviews every quote. Meet Matt →
Quick answer
Insurance Broker Direct at a glance
Insurance Broker Direct is an independent insurance agency in Lafayette, IN. It compares 15 carriers including Acuity, American Modern and AonEdge for life, car, home and more. Customers rate it 4.9 out of 5 across 31 reviews.
- Agency type
- Independent — not tied to one insurance company
- Carriers compared
- 15 — Acuity, American Modern, AonEdge, …
- Coverage
- 24 lines — life, car, home, renters, condo, …
- Licensed in
- IN
- Serving
- Lafayette area and Indiana
- Rating
- 4.9 out of 5 · 31 reviews
Getting a quote
How to get a quote from Insurance Broker Direct
How it works
- 1Call, email, or submit a form of interest.
- 2Provide current declarations pages and details about vehicles, drivers, property updates, claims, business operations, payroll, and any lender, landlord, or contract coverage requirements for a meaningful comparison.
What to have ready
- current declarations pages
- vehicle details
- driver details
- property updates
- claims history
- business operations
No Social Security number needed to start.
Coverage we offer
Insurance coverage in Lafayette, IN
Personal
- LifeThe agency shops and compares life insurance policies and rates, including term life, whole life, and universal life insurance.
- CarThe agency helps Indiana drivers learn about car insurance options, offers guidance and recommendations, and helps with the claims process.
- HomeThe agency connects customers with quality and affordable Indiana home insurance and shops and compares policies on their behalf.
- Renters
- CondoCondo insurance helps protect the unit owner’s property, liability exposure, and temporary living costs beyond the condo association’s master policy.
- Boat
- Motorcycle
- ATV, UTV & Side by Side
- RV, Camper & Trailer
- UmbrellaUmbrella insurance provides an extra layer of liability protection beyond standard personal insurance policies.
- Flood
- Health & Disability
- Employee Benefits
- Cyber-liabilityListed as a newer form of personal coverage.
- Identity TheftListed as a newer form of personal coverage.
Business
- Small Business
- Lessor’s Risk
- Commercial Auto
- TruckingThe agency helps truck drivers and fleet owners find trucking insurance and can place GEICO trucking insurance with local agent support.
- Garbage TruckCustom insurance programs designed for recycling and garbage truck businesses.
- FarmFarm insurance plans are crafted to offer protection for farm operations and help safeguard the farm and family’s future.
- Church
- Workers Compensation
- Business Owners PolicyA Business Owners Policy usually includes commercial property coverage, business interruption coverage, and commercial liability coverage.
- Businesses we insure
- Trucking, Recycling and garbage hauling, Farming, Churches and houses of worship
- Discounts we look for
- safe driver discount, good student discount, student-away-at-school discounts, anti-theft device discounts, safety feature discounts, paid-in-full discounts, multi-car discounts, prior carrier discounts, bundling or multiple-policy discounts, multiple car discounts, claims-free discounts, safe home discounts
- Carriers
- Acuity, American Modern, AonEdge, Branch Insurance, Colonial Life, Foremost, GEICO (commercial_auto), Hagerty, ICW Group Insurance Companies, Liberty Mutual, Main Street America, Neptune Flood Insurance, Openly, Progressive, West Bend
Already a customer?
Insurance Broker Direct customer service
Report a claim
Call your insurance company's claims line — open 24/7. Insurance Broker Direct will help you follow up.
- Acuity800-242-7666
- American Modern800-375-2075
- AonEdgeFile online
- Branch InsuranceFile online
- Colonial LifeFile online
- Foremost800-527-3907
- GEICO800-841-3000
- HagertyFile online
- ICW Group Insurance CompaniesFile online
- Liberty Mutual800-225-2467
- Main Street America877-425-2467
- Neptune Flood InsuranceFile online
- OpenlyFile online
- Progressive800-776-4737
- West Bend877-922-5246
After hours: After business hours they generally check voicemail service regularly to ensure clients are taken care of in the case of an emergency.
- Make a payment
- Customers can use carrier billing websites listed on the customer service page.Acuity·American Modern·Colonial Life·Foremost·GEICO·Hagerty·ICW Group Insurance Companies·Liberty Mutual·Main Street America·Progressive·West Bend
- Change a policy
- Clients are encouraged to contact the agency with questions or life changes such as adding another driver, buying a new car, starting a business, purchasing a recreational vehicle, or an addition to the family so the agency can help determine needed coverage.765-297-0999
- Coverage review
- The agency offers free insurance reviews and proactive policy reviews to check coverage, recommendations, and pricing.
Reviews
Insurance Broker Direct reviews
Customers mention helpful and personalized service, responsive, knowledgeable staff, able to shop multiple carriers for better coverage and lower premiums, smooth and easy switching process, strong support during stressful situations and claims-related needs and proactive policy reviews and recommendations.
Our team
Insurance Broker Direct agents
FAQ
Insurance Broker Direct FAQ
Will my rate go up if I switch?
No. Getting a quote doesn't change your current policy or rate. Insurance Broker Direct compares 15 carriers and shows you the options side by side. You only switch if a new policy saves you money or covers you better.
Do you charge a fee?
There is no charge to get a quote from Insurance Broker Direct. Any fee on a specific policy is shown to you before you buy.
Is Insurance Broker Direct independent?
Yes. Insurance Broker Direct is an independent insurance agency, so it isn't tied to one company and can quote 15 carriers.
How do I get a quote?
Use the chat on this page, call 765-297-0999 or visit the office at 2300 South St, Lafayette, IN 47904. It takes about 2 minutes and you don't need your Social Security number.
How do I file a claim?
Call your insurance company's claims line — the numbers are listed on this page under "Already a customer?". Insurance Broker Direct can help you follow up at 765-297-0999.
How much auto insurance do I need in Indiana?
Indiana drivers need at least $25,000 per person and $50,000 per accident for bodily injury liability, $25,000 per accident for property damage liability, uninsured motorist bodily injury limits of $25,000/$50,000, uninsured motorist property damage of $25,000, and underinsured motorist bodily injury of $50,000.
What is the best deductible?
The best deductible is what you can afford to pay out of pocket when you file an auto insurance claim. Higher deductibles usually lower premiums but mean you take on more risk.
What is “full coverage?”
There is no such thing as full coverage insurance. The term usually suggests protection beyond state minimums and typically includes collision, comprehensive, medical payments, and uninsured and underinsured motorist coverage.
How can I save money on my car insurance?
You may save by avoiding violations, crashes, DUIs, and other incidents, and by qualifying for discounts such as safe driver, good student, student-away-at-school, anti-theft and safety feature, paid-in-full, multi-car, and prior carrier discounts.
How long does an auto accident affect my insurance?
After about three to five years, rates should recover, though the exact timing depends on the type of accident and the insurance company.
Is buying direct cheaper than buying through an agent?
Not always. An independent agent that represents many insurance companies can often save you money.
Who we are
About Insurance Broker Direct
Recognition
- Member of
- Indiana Big I, Greater LaFayette Commerce
- Community
- Proud Member Of Indiana Big I, Proud Member of Greater LaFayette Commerce
- Licensed in
- IN
Ratings across sites
| 4.9(31) |