🚀 Fintech Meetup Interview with Rick Cipher
Co-Founder & Software Engineer 🎤

👋 Who is Rick Cipher & what do you do?

I’m Rick Cipher—a software engineer with 15 years’ experience and co-founder of a development agency. We operate teams in Uruguay, Argentina, and Spain, delivering custom fintech solutions for clients worldwide.

🔮 Key focus for 2025

• Trend spotting: Monitoring where fintech clients are headed
• Tool evaluation: Assessing AI and other emerging technologies for productivity and competitive advantage
• Real-world use cases: Embracing “boring” but proven AI applications—
  • Lead prediction for marketing
  • Fraud prevention
  • Customer support automation

“Like Amazon started with books, fintech’s most successful AI will begin with the basics before scaling to more exciting use cases.”

💡 One insight from 15 years in the industry

• Depth over hype: Proof-of-concepts are easy, but building robust products demands deep business and technical understanding
• Avoid false starts: Without that domain expertise, AI tools can slow you down rather than speed you up

“The real value lies in mastering fundamentals, not chasing the next shiny feature.”

🎤 Thanks for joining us, Rick! Enjoy four days of insightful conversations at FinTech Meetup.

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